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Disability Insurance

Disability insurance can replace a portion of your income when you are unable to work because of injury or illness.

If you’re like most people, your ability to get up each day and earn an income is one of your most valuable assets. But if you would become sick or hurt and couldn’t work, how would you maintain your living standard? Your chances of becoming disabled during your working career may be higher than you would expect.  

Your organization's group disability insurance may not be enough to cover your expenses throughout a long-term disability. In fact, if you're highly compensated, it's likely that your group disability benefit does not provide an adequate level of income protection.

If you own or manage a business, you know your day-to-day involvement is vital to its success. An illness or injury could jeopardize your organization's success and threaten your financial security. Protect your income, protect your key employees' income and protect the business itself from the financial effects of disability.

Without proper protection, your way of life would be at risk if you suffered a disabling injury or illness. By working with Online-Insurance-Advisor, you can make sure you're protecting yourself and your family.